# issi: much more than paying and getting paid like a local.

Your global account. By invitation.

Send with evidence of how the money was used, get paid with reminders and pay your whole chain, through SINPE, SPEI, PIX, Bre-B, SEPA or ACH. No hidden fees.

- [Request access](https://issiway.com/request-access)
- [How it works](https://issiway.com/#how)

## Money that moves like a local

- **Like a local**: Pay and get paid through each country's own networks. No cash, and no paying like a foreigner.
- **No surprises**: You see the full cost before you confirm. No hidden fees.
- **On time**: Reminders so your clients pay on time, and small amounts that move in minutes where the network allows.
- **Where it should go**: Send help or pay for work with evidence that the money was used as agreed.

## Where are you?

### I'm in Latin America

- **Charge clients in the U.S.**: Send a payment link by WhatsApp or email. Your client pays by card, like paying a local business.
- **Receive in dollars**: Get U.S. account details so clients can pay you by ACH, with no international wire.
- **Move it to your bank**: Send money to your local bank when you decide. You see the rate and the total first.
- **Pay the people you work with**: Pay other freelancers and helpers, inside or outside issi.

_A designer in Medellín invoices a client in Miami, gets paid in dollars and moves it to pesos when the rate works for her._

### I'm in the U.S.

- **Send money home**: To Mexico, Colombia, Costa Rica and Europe, through local networks. You see the rate and the total before sending.
- **Pay your helpers**: Pay the people who work with you, here or in their country.
- **Charge your clients**: Send a payment link by WhatsApp. They pay by card.
- **Receive payments**: Receive ACH deposits in your account and keep everything in one place.

_A painter in Houston pays his helper and sends money to his mother in Guadalajara, from the same app._

## Why I created issi

> I kept seeing tourists carrying cash for everything, and expats paying international fees every time they used their card. A tourist in Costa Rica cannot pay with SINPE. And asking for evidence with each payment is not just something financial institutions do: it also keeps personal relationships healthy and clear. I created issi so anyone can have a global account and pay like a local, everywhere, with money going where it should.

Paris Sequeira, Founder and CEO of issi

## How to join

While we launch, issi works by invitation.

1. **Request access**: Fill out a short form. If someone invited you, add their code to move faster.
2. **We review your request**: We reply by email or WhatsApp.
3. **Verify your identity**: Our financial partners confirm who you are, as with any financial account.
4. **Start moving money**: Charge, receive, send and pay from the app.

## Where your money can go

| Destination | Rail | Status |
|---|---|---|
| United States | ACH and card | Available, limited access |
| Mexico | SPEI | Available, limited access |
| Costa Rica | SINPE | Available, limited access |
| Colombia | Bre-B | Available, limited access |
| Europe | SEPA | Available, limited access |
| Brazil | PIX | Available, limited access |

Availability depends on user type, currency, identity verification and partner approval. Estimated time and fees are shown in the app before you confirm.

## Clean money, on time

issi helps you meet your obligations, on time. We do not work with anyone who cannot explain where their money comes from, and we do not help anyone avoid their taxes.

> issi is a financial technology company, not a bank, and does not hold your funds. Banking services are provided by eligible partner institutions; card payments are processed by payment partners. Availability depends on country, identity verification and partner requirements.

## Just issi it.

Request access and pay like a local, wherever you are.

[Request access](https://issiway.com/request-access)